

Working Capital Options
In partnership with ROK Financial
Disclosure: Working Capital Options is not a lender. We connect business owners with funding partners. Funding approval, terms, rates, and amounts are not guaranteed and depend on the lender/partner review, business revenue, time in business, and other qualifications.
Need working capital for payroll, inventory, equipment, marketing, expansion, or cash flow? Start by seeing what funding options may be available for your business.
6+ months in business
Funding options for established businesses generating $20,000+ per month.
Business bank account required
FICO 650+
Simple Pre-Qualification Request
Share a few business details and take the next step.
No Obligation to Accept an Offer
Review available options before making a decision.
Working Capital for Business Needs
Funding may be used for payroll, inventory, equipment, marketing, expansion, cash flow and much more.
Built for Real Business Owners
Designed for companies with active revenue and a real funding need.
After submitting, you’ll be redirected to our funding partner’s secure application to complete the process.
Tell Us About Your Business
Answer a few quick questions about your company, monthly revenue, time in business, and funding needs.
Submit Your Request
Your information is submitted for review to help determine what funding options may be available.
Review Possible Options
If your business appears to be a fit, you may be contacted to discuss available funding options and next steps.
Choose What Makes Sense
There is no obligation to accept an offer. Review the details and decide what works best for your business.
Payroll
Help cover payroll during busy seasons, slow periods, or growth phases.
Inventory
Purchase inventory, supplies, or materials needed to keep the business moving.
Equipment
Invest in equipment, tools, vehicles, or repairs needed for operations.
Marketing
Put funds toward advertising, lead generation, or customer acquisition.
Cash Flow
Cover short-term gaps, operating costs, or unexpected business expenses.
After submitting, you’ll be redirected to our funding partner’s secure application to complete the process.
You have been in business for at least 5 months
Many funding options are designed for established businesses with active operations.
Your business has consistent monthly revenue
Providers often review sales activity or business bank deposits.
You can verify business activity
Bank statements, sales history, or other business details may be requested.
You have a real business funding need
Funding may be used for payroll, inventory, equipment, marketing, expansion, or cash flow.
After submitting, you’ll be redirected to our funding partner’s secure application to complete the process.
Clicking will not affect your credit score.
Submitting a request does not guarantee approval or funding. Funding options, terms, and availability vary by provider and business qualifications.